Financial Aid

Financial Aid Programs

Federal Aid Programs—Title IV

Federal Pell Grant
The Higher Education Act of 1972 established this grant program to provide aid to needy students attending college. Students must meet eligibility requirements and must be pursuing a degree program or eligible certificate program. The Certificate of Achievement (less than 30 credits) programs are not eligible for financial aid. Students attending more than one institution in an award year may only receive a Pell Grant at one school.

Federal Supplementary Educational Opportunity Grants (SEOG)
This program awards funds to undergraduate students with the greatest need.

Federal Work-Study
The Federal Work-Study Program provides employment opportunities for students who need additional funds to help meet their educational expenses. To be considered as a candidate for the work-study program a student must 1) file a FAFSA, 2) be a U.S. citizen or permanent resident, 3) be enrolled in an undergraduate academic program, 4) be registered for at least 6 or more credits (including 1 college level course), and 5) meet the financial aid standards of satisfactory academic progress and 6) be in good academic standing.
Students may work off-campus as part of the Community Service Program. Jobs could be in areas of welfare, social services, public safety, recreation, youth corps, or support services for students with disabilities or mentoring activities.

Direct Loans
PCCC participates in the William D. Ford Federal Direct Loan Program, commonly known as Direct Lending. Our participation in this program allows you to borrow directly from the U.S. Department of Education. The Direct Loan program enables eligible applicants and their parents to obtain a student loan (Subsidized or Unsubsidized) or parent loan (PLUS) to meet their educationally related expenses. For application instructions, please go to the Financial Aid Page on the college’s website.


State of New Jersey Financial Assistance Programs

Tuition Aid Grant (TAG)
The Tuition Aid Grant provides financial assistance to full-time or part-time college students (enrolled for at least 6 credits) who have been residents of New Jersey for twelve (12) consecutive months prior to enrollment. To be considered for an award, a student must complete a FAFSA and a Tuition Aid Grant Application. The TAG application can be accessed after the student has submitted his/her FAFSA or by going to the Higher Education Assistance Authority website, www.hesaa.org

Community College Opportunity Grant (CCOG)
The Community College Opportunity Grant is a New Jersey State last dollar award program, which can be awarded to a student who enrolls in at least 6 credits for Fall 2020 and/or Spring 2021, and who have an adjusted gross income of $0-$65,000. There is no separate application. To be considered for the grant you must complete the 2020-2021 FAFSA or if you are a NJ Dreamer, you should complete the NJ Alternative Financial Aid Application. The deadline to apply if you are a new student is September 15, 2020.

Garden State Scholars Program
Based on academic achievement, this program assists full-time students. Applicants must be residents of New Jersey for 12 consecutive months prior to application.


This merit-based program is offered to students who graduate within the top 15% of their New Jersey high school graduating class. The scholarship may cover all or a part of the student’s tuition and fees. For more information, go to https://www.hesaa.org/Documents/FactSheets/NJSTARS/FactSheetfor2019HSGrad.pdf.


Instituted and sponsored by the State of New Jersey, The Educational Opportunity Fund is an academic support program providing access to higher education for students who show potential but who need additional support services and financial aid to succeed academically. All students accepted into the EOF Program must attend full-time, be pursuing a degree, be residents of the State of New Jersey for at least one year, meet all program requirements, and be citizens or permanent residents of the United States.

College Programs
The Passaic County Community College Foundation offers scholarships including the following:

Academic Scholarships
The College Foundation offers a number of academic scholarship opportunities. For a list of scholarships and applications, please contact the office of the Dean of Student Affairs.

Need-Based Scholarships
Students interested in applying for a need-based scholarship, must download the application from the PCCC Financial Aid website. The scholarship awards are intended to assist students in meeting their tuition and/or book expenses. The scholarship amount is awarded and prorated based on the number of enrolled credits. The scholarship award is not refundable.